Liquor Liability

If your center serves alcohol (and most do!), you need to have liquor liability coverage. But did you know that some insurance companies will exclude assault & battery from their policies? Assault & battery go hand in hand with liquor, so you can’t afford to accept this exclusion! WBPI policies never exclude assault & battery!

Additionally, how much liquor liability coverage is enough? It’s our opinion that $1M in coverage is sufficient for most bowling centers, however, most of our carriers are able to quote $2M aggregate/$1M per occurrence depending on the state. It’s important to remember that even in the most horrific drunk driving cases, attorneys typically sue for policy limits. So why put more money on the table?