Most proprietors are surprised to learn that their insurance does NOT cover lawsuits related to sexual harassment, wrongful termination, discrimination, wage & hour disputes, and Americans with Disabilities Act (ADA) violations.
As one of the fastest growing areas of litigation nationwide, we strongly encourage proprietors of all sizes to purchase an Employment Practices Liability Insurance (EPLI) policy. These days, an employee can make up any story (and they do!) to extort a settlement out of a business owner who is left paying for attorneys fees out of their own pocket.
In today’s market, these policies are very affordable and we encourage every proprietor to consider purchasing the coverage. With options of $250K, $500K, and $1M in coverage, we’re able to secure most proprietors a comprehensive policy for less than $350/mo!